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Working Capital Management

NOWaccount® is a B2B Payment Platform
designed to make sure you have working capital to meet your short-term and long-term business goals.

NOWaccount Boosts Business Working Capital

Need more working capital? With NOWaccount, you can continue to run your business by providing a consistent and reliable stream of working capital, enabling you to stay operational and gain a competitive edge to win contracts from larger accounts. With NOWaccount, you can grow your company fast with a surplus of working capital:

  • Have more working capital to get the resources you need to deliver
  • Offer customers flexible payment terms 
  • Pay commissions faster and drive high performance
  • Reduce time spent on collections 
  • Stop handing out free loans to customers

Many of our clients have been able to reap the benefits of getting paid fast through NOWaccount. In fact, many clients triple their revenue in less than a year by getting paid immediately and increasing their operating capital.

Do You Need More Working Capital?

It’s no surprise that working capital is key to any successful, growing business. Working capital affects many aspects of your business — from delivering goods to customers, paying vendors and employees, to keeping the lights on at your brick and mortar store. Working capital is not only essential for meeting your short-term obligations, but planning for sustainable long-term growth and plays a key factor in your ability to consistently meet and exceed the growth milestones set forth for your business.

Fortunately, NOWaccount is designed to make sure you have working capital to help meet your short-term and long-term business goals. See why working capital management is so important for your business and how NOW Corp’s NOWaccount portal can help boost your operating capital and grow your business in no time.

Assessing your Working Capital Needs

To determine your business’ working capital needs, simply subtract your current assets from your current liabilities. Current assets are a business’s assets that are the most liquid and can be easily turned to cash. Waiting to get paid by most of your clients? This can cause your working capital to dip too low, and you’ll risk running out of cash. Even profitable businesses can run into trouble if they lose their ability to meet their short term obligations. Without working capital, you run the risk of closing up shop permanently.

Managing Working Capital

One of the best ways for managing working capital is to improve the receivable process. To gain more working capital, you want to shorten the receivables period, which requires a good collections system in place from your customers.

You might be thinking that it will be hard to shorten the receivable process when so many of your customers want net 30-60 or 90 day terms. Think about it this way: unless a customer pays you immediately or with a credit card, you’re tying up your own capital in accounts receivable. That’s like lending your money to your customer — for free.

You’re probably wondering how you can grow your business with a solid working capital management plan AND keep your customers happy with flexible terms that work for them. Fortunately, there is a solution. With NOWaccount, you can give your customers the flexible payment terms they desire, while still getting paid immediately and increasing your operating working capital. 

Is NOWaccount Right for My Business?

US based companies who sell to business or government customers globally can use NOWaccount to increase their operating capital. If your customers rely on flexible payments and take more than 5 days to pay, NOWaccount can help you grow.

Increase your Business’s Working Capital without Loans or Factoring

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Unlike alternative financing solutions like loans and factoring that take a big percentage of cash out of your pocket, NOW Corp charges a one-time, small fee based on each invoice. Your cost savings alone covers our low, flat fee. There are other downsides to factoring and loans that can hinder business growth. In fact, both alternative financing options will impact your balance sheet by increasing your liabilities. With NOWaccount, you’ll increase your working capital with NO liability change. 


How Does NOWaccount Portal Work?

NOWaccount is a simple way to boost your business’s operating working capital. With NOWaccount, your accounts receivable process will change slightly to shorten the account receivables process:


  1. Deliver your goods or services to your customer
  2. Send your invoice to your customer and upload the invoice to the NOWaccount portal
  3. Get paid in less than 5 days

Once your customer remits payment to you via a NOW Corp lock box or account, you’ll simply pay NOW Corp then. There is absolutely no chargeback risk to the seller. 

Meet Our Clients

Frank Payne

CEO, PQC International

"We are a consulting firm. And, if we can have our cash now, we can double revenues annually."

Michael Mills

Founder and President, Valeo

"We are a marketing and public relations agency. NOWaccount removes payroll worry. Now, I can sleep at night."


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