1
Offer Terms to Your Customers
Confidently offer 30/45/60/90-day payment terms to win new contracts & expand your revenues.
We empower you to accelerate invoice payments, eliminating cash flow constraints and enabling growth, on your terms.
Confidently offer 30/45/60/90-day payment terms to win new contracts & expand your revenues.
Price our flat rate, time-based pricing into your customer contracts.
After you perform the service or sell the product, sell us the invoice.
What’s the result? Money NOW, with no risk, no interest and no fees.
Simple approval with no collateral or personal guarantees required.
By implementing efficient credit and AR strategies, you can streamline operations, minimize risks, and improve cash flow. This scalability ensures that your business can effectively manage increasing credit demands and customer transactions.
Apply NowOur financing solution is like a bank loan but in a (1) simple to use, (2) easy to scale and (3) modern technology format.
If you have a good business with great customers, we want to support your growth. At some point, any successful business outgrows the Founders’ personal credit card as the source of financing. You don’t have to turn to expensive merchant cash advance sources or hard-to-understand, antiquated factoring sources. Get started with NOW.
And, as you expand your relationship with NOW if (1) we don’t have credit issues with your customers, and, (2) our outsourced collections service scales with your business effectively, there is no reason to go to a bank. We can get more price competitive as you scale up (see “Price Shop”).
You Remain Responsible for Collecting Invoices
Limited Credit Availability (Most Credit Cards have a Limit of $30,000-$100,000)
Interest Charges and Late Fees
You Provide a Personal Guarantee
You Remain Responsible for Collecting Invoices
If Your Invoices Are Late, You Pay Extra Interest Charges and Many Fees (or Have to Buy Them Back)
Loans are Typically a Fixed Amount That Have to Be Renewed, with Origination Fees Each Time
You Provide a Personal Guarantee Loans Require You to Pledge Other Personal Assets
We Manage Your Invoice Collections Saving You Time & Personnel Expense + Creating Peace of Mind (Are You Really an Accounts Receivable Expert?)
Flat Rate Service Fee with No Extra Interest Charges or Late Fees
Significant Credit Availability (We Have Clients with Greater Than $3,000,000 in Credit Capacity to Finance Their Business) We Scale Flexibly & Easily with You as Your Business Grows
No Personal Guarantee (only for Fraud)
By implementing efficient credit and AR strategies, you can streamline operations, minimize risks, and improve cash flow. This scalability ensures that your business can effectively manage increasing credit demands and customer transactions.
We value transparency with our clients which is why we are upfront about our costs and that they are fixed. Since they are already below industry rates we don’t negotiate these. See the break down below:
Flat rate per invoice, starting as low as 3% *(30-120 day terms) Get Started Now |
Recourse Factoring | |
| Pricing | 3-8% | 5-50% |
| Risk If Customer Doesn’t Pay | No | Yes – your loss |
| Increase Liability On Balance Sheet | No | Yes |
| Administration of A/R | Yes | No |
| Works With Bank Loans | Outsourced | Still You |
| Flexibility/Ease of Use | Flexibility/Ease | Restricted |
Maximum buyer credit lines are not assured; all credit decisions rest with us and require buyer verification.
Buyer credit line limits are not guaranteed, as we reserves discretion in all credit decisions pending buyer verification.
We determines maximum buyer credit lines based on discretion and buyer verification, and these limits are not guaranteed.
Offers personalized financial solutions designed to support businesses that meet the specified criteria, ensuring that your unique needs are met and enabling you to achieve your financial goals effectively.