no surprises
We believe pricing shouldn’t be a mystery. No hidden rates. No “as low as” fine print. Just clear fees for fast access to the revenue you’ve already earned.
Some providers advertise low rates, then charge more if your customers pay late.
We don’t do that. With Now, what you see is what you pay.
Flat fee per invoice. No interest. No extra charges.
Now pays your business the full invoice amount minus a one-time fee based on the invoice terms, not when your customer actually pays.
Most clients use Now on invoices with 30–45 day terms. Here’s how the fees line up by invoice length:
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Term (days) Fee
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15 2.50%
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30 (most common) 2.75%
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45 (typical) 3.75%
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60 5.25%
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75 6.25%
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90 7.50%
Activation fee:
A one-time $250 onboarding fee covers account verification and setup.
International invoices
There’s a 1% surcharge when we purchase invoices from customers outside the U.S.
For example, a net-30 invoice from an international customer would carry a 3.75% fee instead of 2.75%. A specialist can walk you through the details.
We reward ongoing usage.

Loans charge interest over time. Factoring takes over your invoices and customer relationships. And with some providers, late or non-paying customers can trigger surprise fees or clawbacks.
With Now, your cost is fixed. Your business stays in control. And your revenue moves on your schedule.
