FAQ
Answers for B2B operators
How it works
Is this a loan?
No. You’re not borrowing money. With a loan, you take on debt with interest and fixed repayment terms. With Now, you’re simply choosing when to get paid for work you’ve already done. There’s no interest, no repayment schedule, and no debt on your balance sheet.
How is this different from factoring or invoice financing?
With Now, your business stays the biller, your customer relationships stay intact, and you choose when to use it. There are no long-term contracts and no all-or-nothing commitments.
What does the setup process look like?
Fast and simple. We sync with your accounting system or accept uploaded invoices. No changes to your systems or billing process.
How quickly do I get paid?
Typically within 24–48 hours after invoice approval.
Do I have to fund every invoice through Now?
No. You stay in control. Choose which invoices to fund and when. It’s flexible, not all or nothing.
Customer experience
Will my customers know I’m using Now?
Yes, but nothing changes in how they work with you. Your business name stays on the invoice and your terms stay the same. The only update is the remittance address, which directs payment to Now. You keep full control of your relationships, contracts and customer experience.
How should I explain using Now to my customers?
Many operators simply say they’re using Now to choose when they get paid. Your customer still receives the same invoice from your business, on the same terms.
A typical way to explain it:
“Now helps us manage payment timing, so we can invest ahead and keep everything running smoothly on your end.”
You are not changing the relationship. You are simply taking control of your payment timing.
Risk and security
Is there any personal or business risk?
There’s no risk in the normal course of doing business. Now reserves the right to recover losses in cases of intentional fraud or bad faith.
Pricing and usage
How does pricing work?
You pay a flat fee based on the term length. There’s no interest, no compounding and no ongoing charges.
Eligibility and compatibility
Can I use Now if I already have an SBA or bank loan?
Yes. Many of our clients already have SBA loans or FDIC-insured bank loans. Using Now typically doesn’t interfere with those agreements. We’ll usually ask to review the loan paperwork and confirm you’re current on payments. That’s it. If everything checks out, you can still unlock Revenue On Demand alongside your existing financing.
How it works
Is this a loan?
No. You’re not borrowing money. With a loan, you take on debt with interest and fixed repayment terms. With Now, you’re simply choosing when to get paid for work you’ve already done. There’s no interest, no repayment schedule, and no debt on your balance sheet.
How is this different from factoring or invoice financing?
With Now, your business stays the biller, your customer relationships stay intact, and you choose when to use it. There are no long-term contracts and no all-or-nothing commitments.
What does the setup process look like?
Fast and simple. We sync with your accounting system or accept uploaded invoices. No changes to your systems or billing process.
How quickly do I get paid?
Typically within 24–48 hours after invoice approval.
Do I have to fund every invoice through Now?
No. You stay in control. Choose which invoices to fund and when. It’s flexible, not all or nothing.
Customer experience
Will my customers know I’m using Now?
Yes, but nothing changes in how they work with you. Your business name stays on the invoice and your terms stay the same. The only update is the remittance address, which directs payment to Now. You keep full control of your relationships, contracts and customer experience.
How should I explain using Now to my customers?
Many operators simply say they’re using Now to choose when they get paid. Your customer still receives the same invoice from your business, on the same terms.
A typical way to explain it:
“Now helps us manage payment timing, so we can invest ahead and keep everything running smoothly on your end.”
You are not changing the relationship. You are simply taking control of your payment timing.
Risk and security
Is there any personal or business risk?
There’s no risk in the normal course of doing business. Now reserves the right to recover losses in cases of intentional fraud or bad faith.
Pricing and usage
How does pricing work?
You pay a flat fee based on the term length. There’s no interest, no compounding, and no hidden charges.
Eligibility and compatibility
Can I use Now if I already have an SBA or bank loan?
Yes. Many of our clients already have SBA loans or FDIC-insured bank loans. Using Now typically doesn’t interfere with those agreements. We’ll usually ask to review the loan paperwork and confirm you’re current on payments. That’s it. If everything checks out, you can still unlock Revenue On Demand alongside your existing financing.