
Replaced personal loans with a steady payment solution
Fenton Enterprises, Inc. (dba Kara Chocolates) is a gourmet candy manufacturer supplying
national retailers. With 98% of sales packed into seven months and terms as long as net 90,
they needed a way to smooth seasonal cash flow without dipping into reserves.
Based in Utah and founded in 1989, Kara Chocolates manufactures and distributes chocolate and candy to retailers like TJ Maxx, Ross, Williams Sonoma and Burlington. As a seasonal business, they ship the bulk of their annual volume between September and March. Learn more about Fenton/Kara Chocolates.

Kara Chocolates joined Now in 2020 to improve cash flow without relying on personal loans or
internal savings. With net 30 to 90 terms standard across their customer base, waiting to get
paid made it hard to scale production or take on larger orders.
Proven model with $1B+ in funded invoices
Flat-fee with no hidden costs or surprises
No debt. Just your revenue, faster.
Simple to use, no setup headaches
Now gives Kara Chocolates consistent working capital during their busiest season, so they can
keep growing without slowing down.
- Easier tracking, with a portal that shows what’s been funded and when
- No more personal loans or cash reserve strain
- Ongoing support, including help with reporting and portal access
$183K per month
on average
$2.2M
in annual invoice volume funded through Now
Seasonal cash flow doesn’t have to be a struggle