Our Structure

At Now®, we are committed to connecting small and medium-sized businesses (SMBs) with affordable capital in innovative ways. Because SMBs are the engine of the US economy, we call this effort “Grow America Now®”. Behind every invoice payment that is accelerated to SMBs via NowAccount® is an innovative structure that aggregates low-cost capital from various sources. Now’s “Grow America Now®” bonds, along with its strategic partnerships with financial institutions such as Goldman Sachs, Brigade Capital Management, Virgo Investment Group, and various credit unions, have enabled Now® to affordably accelerate invoice payments to SMBs. This connects them with low-cost capital in the most ideal format for them – revenue, while simultaneously providing the capital sources with lower risk and stronger returns than traditional lending or factoring.